January 19, 2018

Underwriting, How do Lenders Decide Who to Lend to?

Loan applications can appear to be highly vague and opaque processes to most of us. Each applicant receives different interest terms, while some are even rejected […]
January 19, 2018

The Differences between Borrowing from Banks and from Money Lenders

When asked to compare banks and money lenders, many of us are often tempted to liken money lenders to the sensationalised loan shark. Indeed, we imagine […]
January 18, 2018

The Risk of Borrowing Money to Make Market Investments

  Have you ever heard of the phrase, “it takes money to make money”? To a large extent, this is true as you reap higher returns […]
January 17, 2018

Should you take a fixed or variable interest rate loan?

When researching on the types of personal loans in Singapore available, you will have undoubtedly come across the terms “fixed” and “variable” interest rates. At which […]